The purpose of personal income and expense tracker Excel template is to help an individual manage the finances by recording the monthly incomes and expenses. To make sure that you don’t run out of money at the end of the month because of your unorganized spending patterns, using an income and expense tracking worksheet is highly recommended. This personal expenses tracker Excel template also works effectively as small business spreadsheet for income and expenses. You can conveniently record your incomes and expenses as and when they happen to have your money management sorted. This will certainly help you organize your spending and curtail unnecessary expenses.